Financing

Home Improvement Financing to Fit Your Needs

The GreenSky® Loan Program’s focus is simple—to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.

• Credit limits up to $65,000
• Fast approvals
• Friendly customer service
• Multiple ways to make a payment
• Affordable payment options

Frequently Asked Questions

Q:Why should I finance my project when I can pay cash or use a credit card?

Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.¹

Q: What type of credit is available?

GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.

Q: Where can I use my loan?

Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.

Q: How do I make a payment?

It’s simple–pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.

Q: How do I pay my contractor?

Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.

Q: How long do I have to use my loan?

Once approved, you have four or six months, depending on your plan to make your purchases.

Q: When is my first payment due?

It depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.

Q: When does the Deferred Interest plan promotion window begin?

At the time of your first transaction.²

1. GreenSky® Program is a program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants. Participating lenders are federally insured equal opportunity lender banks. GreenSky® is a registered trademark of GreenSky, LLC. GreenSky Servicing, LLC services the loans on behalf of participating lenders. NMLS #1416362

2. Interest is billed during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.