Home Improvement Financing to Fit Your Needs

The GreenSky® Loan Program’s focus is simple—to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project.

Green check icon
Credit limits up to $65,000
Green check icon
Fast approvals
Green check icon
Friendly customer service
Green check icon
Multiple ways to make a payment
Green check icon
Affordable payment options
happy family browsing laptop in energy efficient home in San Antonio Financing Options from Greensky Logo

No Interest if Paid in Full in 6 Months

Subject to qualifying credit approval

Minimum monthly payments required. Interest is billed during the promotional period, but all interest is waived if the purchase amount is paid in full within 6 months. Making minimum payments will not pay off the entire purchase balance before the end of the promotional period.


Reduced Rate 9.99% for 96 Months

90 Principle Payments

Fixed interest rate of 9.99% for 96 months. Payment example assumes one-time payment of $10,000 purchase on approval date (APR 10.10%) with 1 payment of $190.68 followed by 95 authorized payments of $151.68. Payments assume account activation charge of $39 applies and is due with the first payment.


Reduced 11.99% for 144 Months

Subject to qualifying credit approval

Fixed interest rate of 11.99% for 144 months. Payment example assumes a one-time $10,000 purchase on approved date (APR 11.99%) with 144 payments of $131.28.

Financing for Greensky consumer credit program is provided by equal opportunity lender banks. Greensky Servicing LLC services the loans on behalf of lenders.
NMLS 1416362

Start Saving Today with a FREE Estimate

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Frequently Asked Questions

Why should I finance my project when I can pay cash or use a credit card?

Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.1

Where can I use my loan?

Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.

How do I make a payment?

It’s simple–pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.

How do I pay my contractor?

Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.

How long do I have to use my loan?

Once approved, you have four or six months, depending on your plan to make your purchases.

When is my first payment due?

It depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.

When does the Deferred Interest plan promotion window begin?

At the time of your first transaction.2

1. GreenSky® Program is a program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants. Participating lenders are federally insured equal opportunity lender banks. GreenSky® is a registered trademark of GreenSky, LLC. GreenSky Servicing, LLC services the loans on behalf of participating lenders. NMLS #1416362

2. Interest is billed during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.